10 most expensive cars to insure in 2019

Car insurance: You can’t drive without it, so it’s in every driver’s to find the best coverage that suits their needs. It’s commonly understood that newer, more expensive cars deserve greater protection, while older, clunkier vehicles don’t as their monetary value has decreased with time.

While the vehicle model isn’t the only factor that determines the cost of car insurance — credit score, driving record, gender, age and others are also considered — it is a critical component of the equation. The risks that come with certain vehicles, like the cost of repair in the event of an accident, cannot be justified without a higher costing rate of insurance.

For prospective car owners looking at the market, knowing which cars are expensive in terms of insurance is key before making a commitment. To know which cars are the most expensive to insure in 2019, Insure.com put out a list identifying the models with the highest annual average premium.

Related: My brand new car was totaled. Now what?

Methodology

Insure.com commissioned Quadrant Information Services to calculate the average auto insurance rates for 2019 models. Averages were calculated using data from Allstate, Farmers, Geico, Nationwide, Progressive and State Farm in 10 ZIP codes per state. More than 3,000 models are included in the 2019 study, but not all models were available, especially exotic cars.

A full description of the methodology can be found here.

With this in mind, here are Insure.com’s most expensive vehicles to insure in 2019.

Related: 10 safest, most affordable vehicles to insure for college grads